Terms and Conditions
Effective Date: June 2, 2026
Please read these Terms and Conditions before using tungstenins.com.
This website is owned and operated by Tungsten Insurance LLC. By using this website, requesting a quote, scheduling a call, submitting a form, or contacting us through the site, you agree to these Terms and Conditions.
If you do not agree with these Terms, please do not use this website.
1. About This Website
Tungsten Insurance LLC provides insurance information, quote assistance, coverage reviews, and support for individuals, families, and business owners.
Our website may include information about personal insurance, home and auto coverage, business insurance, life insurance, financial protection, carrier options, savings opportunities, and coverage planning.
The information on this website is for general guidance only. It is not a full explanation of every policy, coverage option, exclusion, limit, or condition.
2. Insurance Disclaimer
Submitting a form, requesting a quote, or scheduling a call through this website does not create insurance coverage.
Coverage is only in force when confirmed in writing by the insurance carrier or an authorized representative, and once all required applications, approvals, payments, and policy documents have been completed.
Any quote, estimate, coverage summary, or recommendation is subject to underwriting, carrier approval, eligibility, policy terms, exclusions, limits, deductibles, and applicable law.
If there is any difference between information on this website and the official policy documents, the official policy documents will control.
3. Your Information
When you submit information through this website, you agree that the information you provide is accurate, complete, and current.
We may use the information you provide to respond to your inquiry, review coverage options, prepare quotes, compare carrier options, contact you about your request, and provide insurance related support.
We are not responsible for issues caused by incorrect, incomplete, or outdated information submitted through the website.
4. No Guaranteed Savings Or Coverage
We may help review your coverage, compare carrier options, and identify potential savings or gaps.
However, we do not guarantee that you will qualify for coverage, receive a quote, save money, lower your premium, improve your coverage, or receive any specific result.
Insurance pricing and eligibility depend on carrier rules, underwriting, claims history, location, risk profile, coverage choices, and other factors.
5. Website Content
We aim to keep the website accurate and useful, but we do not guarantee that all content is complete, current, or error free.
We may update, remove, or change website content at any time without notice.
You should not rely only on website content when making insurance decisions. Speak with an advisor and review your official policy documents carefully.
6. Payments, Cancellations, And Refunds
Any payments, cancellations, refunds, policy changes, or billing matters are subject to the terms of the relevant insurance carrier, policy documents, service agreement, and applicable law.
Policy cancellation or refund amounts may vary depending on the carrier, policy type, timing, fees, and state requirements.
For questions about billing, cancellations, or policy changes, contact us at:
7. Intellectual Property
All content on this website belongs to Tungsten Insurance LLC or is used with permission.
This includes text, images, graphics, logos, website design, documents, forms, and other materials.
You may view the website for personal or business information purposes. You may not copy, reproduce, sell, publish, or use our content for commercial purposes without written permission.
8. Third Party Links And Carriers
This website may include links to third party websites, insurance carriers, tools, platforms, or resources.
We are not responsible for third party websites, their content, privacy practices, terms, security, or availability.
Insurance products may be provided by third party carriers. Carrier terms, underwriting rules, pricing, exclusions, and policy documents apply.
9. Email, Calls, And Messages
By submitting your contact details, you agree that Tungsten Insurance LLC may contact you by email, phone, text message, or other communication methods about your inquiry, quote request, policy review, application, or services.
You may unsubscribe from marketing emails at any time by using the unsubscribe link in the email or by contacting us.
US commercial email rules generally require accurate sender information, a valid physical mailing address, and a clear opt out method.
10. Privacy
Your use of this website is also governed by our Privacy Policy.
The Privacy Policy explains how we collect, use, share, and protect personal information.
11. Children
This website is not intended for children under 13.
Children under 13 should not use this website or submit personal information through it. COPPA applies to websites or online services directed to children under 13, or sites that knowingly collect personal information from children under 13.
12. Limitation Of Liability
To the fullest extent permitted by law, Tungsten Insurance LLC is not liable for any loss or damage arising from your use of this website, reliance on website content, quote delays, carrier decisions, coverage outcomes, third party websites, technical issues, or information submitted through the site.
Your use of the website is at your own risk.
13. Indemnification
You agree to hold Tungsten Insurance LLC harmless from claims, losses, damages, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms, or inaccurate information you provide through the website.
14. Changes To These Terms
We may update these Terms and Conditions at any time.
Any changes will be posted on this page with an updated effective date.
Your continued use of the website after changes are posted means you accept the updated Terms.
15. Governing Law
These Terms and Conditions are governed by the laws of the State of New York, unless another law is required to apply.
Any disputes relating to this website or these Terms will be handled in the appropriate courts located in New York, unless applicable law requires otherwise.
16. Contact Information
If you have any questions about these Terms and Conditions, contact us at:
Tungsten Insurance LLC
18 Hervey Street
Staten Island, NY 10309
Phone: 347 896 5411
Email: anthony@tungstenins.com
Updated June 2, 2026
