Protect what matters most - Talk to an advisor

Home insurance

Your home is your largest asset. Make sure it's actually covered.

Carriers compared on
every home we place

The Tungsten difference

Most homeowners are underinsured and don't know it

A policy that covers your mortgage balance isn't the same as one that covers the cost to rebuild your home. Tungsten reviews your property, coverage, and carrier options to help find the right protection.

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Home insurance feels straightforward — until something goes wrong. Here's what most policies miss.

Rebuild Cost Coverage

Make sure your coverage reflects what it would cost to rebuild your home.

Coverage Gap Protection

Identify common exclusions and coverage gaps before they become costly.

Carrier Market Changes

Stay protected with access to alternative carriers when markets shift.

We look at your home the way a claims adjuster would

Before shopping your policy, we review your property for potential risks and coverage gaps to help ensure you're properly protected before a claim ever happens.

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50K+ happy customer

Replacement Cost Analysis

Review what it could cost to rebuild your home today.

Location Risk Review

Evaluate flood, wind, fire, and other regional risks.

Valuables Assessment

Identify personal property that may need additional protection.

Liability Review

Assess potential exposures both inside and outside the home.

Coverage We Place

From a first apartment to a multi-
property estate

Homeowners
(HO-3 / HO-5)

Renters Insurance

Condo (HO-6)

Landlord / Dwelling Fire

Flood Insurance

Earthquake

Jewelry & Valuables

High-Value Homes

Free policy review

Already have a policy? Let us
tell you what's missing.

We'll review your current homeowners policy at no cost, identify potential coverage gaps, and help determine if your carrier is still the right fit.

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Claims support

When something happens,
you don't navigate it alone

When damage occurs, Tungsten stays involved from first notice through final resolution, helping ensure your claim is handled fairly every step of the way.

Claims Support

Track submitted tickets and responses

Claims Experience Matters

Annual Policy Reviews

One Dedicated Advisor

No Cost To You

Claim Filing Assistance

Help initiate the claim with your carrier.

Settlement Review

Review claim details and settlement offers.

Coverage Advocacy

Address questions and concerns throughout the process.

Support Through Resolution

Stay involved until the claim is resolved.

Carriers we work with

Bundle & save

Home And Auto Together.
Better Coverage. Better Value.

Bundling home and auto insurance can unlock meaningful savings. We compare carriers and coverage options to find the combination that makes the most sense for your situation.

Insurance Benefits

Multi-policy discounts available
Home and auto reviewed together
One advisor for both policies
Umbrella liability options available
Renters and auto bundles available

Add life insurance for a complete review

Personal and business coverage solutions

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Testimonial

Real experiences from our valued customers

“I am extremely satisfied with this insurance company. Their team explained everything clearly, claims were processed quickly and I felt completely supported. Reliable service that truly values customer trust and security.”

Sarah K.

“Exceptional service from start to finish. Their guidance made everything smooth, claims were handled promptly and I always felt valued. A trustworthy company that truly cares about customer protection.”

Natalie H.

“Their professionalism amazed me. They walked me through details clearly, supported me whenever needed and delivered quick results. A reliable insurance partner committed to customer confidence.”

Kevin B.

“This insurance company exceeded my expectations. The staff was friendly and patient, answered all my questions, and made the process easy. My claim was approved without delays. Honest service that puts customer peace of mind first.”

Jordan K.

“I had a wonderful experience with their support team. They guided me through every step, and the claim process was stress-free. I truly appreciate how professional and trustworthy they are. A dependable company that cares about its clients.”

John M.

“Their team provided outstanding service from start to finish. Everything was explained clearly, and I felt confident throughout the process. My claim was handled efficiently. I highly recommend them for their reliability and customer focus.”

Amy G.